When you design an AI system to assess whether loans should be approved, the factors used to make the decision should be explainable. This is an example of which Microsoft guiding principle for responsible AI? 

Answer options:

A. transparency
B. inclusiveness
C. fairness
D. privacy and security

A

Achieving transparency helps the team to understand the data and algorithms used to train the model, what transformation logic was applied to the data, the final model generated, and its associated assets. This information offers insights about how the model was created, which allows it to be reproduced in a transparent way. Incorrect Answers: B: Inclusiveness mandates that AI should consider all human races and experiences, and inclusive design practices can help developers to understand and address potential barriers that could unintentionally exclude people. Where possible, speech-to-text, text-to-speech, and visual recognition technology should be used to empower people with hearing, visual, and other impairments. C: Fairness is a core ethical principle that all humans aim to understand and apply. This principle is even more important when AI systems are being developed. Key checks and balances need to make sure that the system`s decisions don`t discriminate or run a gender, race, sexual orientation, or religion bias toward a group or individual. D: A data holder is obligated to protect the data in an AI system, and privacy and security are an integral part of this system. Personal needs to be secured, and it should be accessed in a way that doesn`t compromise an individual`s privacy. Reference: https://docs.microsoft.com/en-us/azure/cloud-adoption-framework/innovate/best-practices/trusted-ai https://docs.microsoft.com/en-us/azure/cloud-adoption-framework/strategy/responsible-ai